💡Also in this edition: • Arrears Are Cyclical. Don't Act Like It’s News • 98% Financing Just Rolled into Nova Scotia • As Cars Get Pricier, Mortgages Get Harder Mortgage rates aren’t hanging out at 1.99% anymore, but make no mistake, they're still priced aggressively. The

La Presse calls him "the most well-known mortgage broker on the web." He’s among Canada’s top mortgage producers and a TikTok magnet with 238,000+ followers. And now, Quebec's mortgage broker regulator reportedly wants him banned from the business — for a year. The reason

💡MLN is awaiting various confirmations from OSFI so we'll update this story upon receipt and provide notice to readers. Despite suggestions that OSFI would potentially replace the stress test with its loan-to-income (LTI) test, it looks like lenders will be stuck with both the LTI and the stress

We got a small update on OSFI's mortgage stress test plans this week. Here's what we know...