At Christmas, the world seems to decelerate just enough for us to notice what’s always been there: kindness, generosity, and warm, friendly cheer. For one day, the usual stresses—deadlines, worries, contentions—step aside, and we’re reminded that goodwill is not rare, just sometimes overlooked.
Christmas has a
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If you bought a home with 5% down around Q4 2021 or Q1 2022, odds are your mortgage is still "high-ratio."
Depending on your rate, where you bought, and what you paid, by 2026, you may have amortized only 12-16% of your mortgage so far.
In fact, average
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With AI search set to rapidly overtake traditional search, this could be the worst time in history for mortgage marketers to procrastinate.
AI search presents fleeting opportunities for mortgage companies to be found, for two reasons:
1. The AI companies competing against Google have a greater market share, which creates
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With oil prices near 4+ year lows, many rate-watchers are pondering what that means for mortgage rates.
The reality is it's a complex relationship. Oil price moves aren't “good” or “bad” in a consistent way.
Whether oil causes monthly payments to shrink or swell boils down
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