Mortgage research is changing under our feet. AI tools like ChatGPT now serve up instant, authoritative-sounding answers on rates, qualification rules, and product options before anyone even thinks about calling a broker or lender. A recent Psychology Today article warns that when coherent answers are this easy to get, people

💡Programming Note: MLN makes a full cutover to the new site on Monday. You'll be prompted to set up a new password. We'll post a full video rundown of everything new by Monday. Canadian macro data took the day off again. That left Bay Street traders

We've got some important new facts about the province's 98% financing program, including intel straight from lenders and insurers...

Canadian and U.S. yields diverged on Wednesday, driven by two releases: the BoC's Summary of Deliberations, which radiated uncertainty, and a U.S. jobs report that came in hotter than expected. None of it presents near-term threats to mortgage rates. 💡Tidbits are now updated all throughout the